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Advice About Loans

Advice About Loans

Choosing the right loan

If you are choosing a loan you need to balance the amount you want to borrow with the  time you think it will realistically take to repay the money. Loans are repaid in monthly installments over an agreed period. The longer the repayment  period, the more interest you will pay, so go for the shortest one you  can manage. This amount of time is usually fixed and if you want to pay  off the loan earlier you might have to pay a penalty, which will be  detailed in the small print. Flexible loans, which let you pay back the money whenever you want, are  becoming more common but the interest rate charged is often higher.  

Advice about Debt

If you are experiencing debt and money problems, the sooner you seek professional advice the better. The DebtFree Solution Finder Report quickly illustrates the best solution for your personal situation.

Could you write-off debt with an IVA?

Depending upon personal circumstances, a DebtFree IVA could result in a significant proportion of your debts being written off. If your debts total more than £12,000 and you can afford at least £150 towards them each month,  you may qualify for an IVA. The DebtFree Solution Finder explains if you are eligible for an IVA and if not, why not. Should you qualify for an IVA, discover how  much  debt could be written off upon its successful conclusion.

Debt Management

If you owe less than £12,000, but can afford at least £80/month towards your debts, then a Debt Management Plan may be the best solution for you. The suitability and  repayment schedule of which is also explained in your report. For more information go to: http://www.stepchange.org  a  charitable organisation who will handle your debt for you, are very kind and friendly, and will give you helpful Advice and work out a monthly payment you can afford. Disclaimer  The website known as www.pressforcash.com is an advertisement for the pressforcash suite of domains. The website known as www.pressforcash.com and all versions of it, links to it, links from it, pages and posts associated with the site are purely for information and education purposes only. Any decisions made on the basis of information gathered here at the site known as www.pressforcash.com are the sole responsibility of visitors and users.  www.pressforcash.com does not verify any data and disclaims any obligation to do so. www.pressforcash.com  , its data or content providers, all financial exchanges and each of their affiliates (A) expressly disclaim the accuracy, adequacy or completeness of any data and (B) shall not be liable for any errors, omissions or other defects in, delays or interruptions in such data, or for any actions taken in reliance thereon. Neither www.pressforcash.com nor any of our information providers will be liable for any damages relating to your use of the information provided herein. At www.pressforcash.com all data and information is provided “as is” for personal informational purposes only and is not intended for trading purposes or advice. Please consult your broker or financial representative to verify pricing before executing any transaction. Advertisements presented on www.pressforcash.com and all it’s versions, are solely the responsibility of the party from whom the ad originates. Neither www.pressforcash.com or any of its data licensers endorses or is responsible for the content of any advertisement or any goods or services offered therein. www.pressforcash.com , and all of its’ versions, cannot guarantee the accuracy of any information, terms, or interest rates displayed. You should confirm current rates, terms and figures before making any transactions that could be affected by changes in the exchange rates. Rates are for information purposes only and are subject to change without notice. Rates for actual transactions may vary and www.pressforcash.com is not offering to enter into any transaction at any rate displayed. All information is intended to provide you with a reference point only, rather than as a basis for making trading decisions. www.pressforcash.com , all of its’ versions, and amaindomains do not guarantee data and shall not be liable for any loss.

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