pressforcash.com

pressforcash the place to go for cash | student news | credit card | bank account | jobs | mortgage | commercial loans | loans | saving | crowdfunding | online banking | online betting | all your finance needs in one place | news | world business news | finance news | most recent news | top news stories | world sport news | technology news | cash button | online ATM | online banking |

www.pressforcash.com find a great credit card deal

www.pressforcash.com  

find a great credit card deal  

Looking for a credit card package to suit your lifestyle?

Click on these links to find a great deal.

Barclaycard platinum

Barclaycard Platinum with 29 Months Balance Transfer

  • 0% interest on balance transfers for 29 months
  • A transfer fee of 3.5% will be applied, then reduced to 2.79% by a refund (terms and conditions apply)
  • 0% interest on purchases for 6 months from account opening

Halifax

Halifax Balance Transfer Credit Card

  • 0% interest on balance transfers for up to 28 months
  • APR and promotional period dependent on your personal circumstances
  • A transfer fee of 3% will be applied, then reduced to 2.45% by a refund (terms and conditions apply)

tesco club card

 Tesco Bank Clubcard Credit Card for Balance Transfer

  • 0% interest on balance transfers for 28 months
  • 2.9% balance transfer fee
  • Earn Clubcard points on all your spending

Nat west

NatWest Platinum with Balance Transfer

  • 0% interest on balance transfers for 28 months (2.99% fee, min £5)
  • 0% interest for 6 months on purchases
  • Save money with a range of retailers when you spend

RBS

 RBS Platinum BT Credit Card MasterCard

  • 0% interest on balance transfers for 28 months (2.99% fee, min £5)
  • 0% interest on purchases for 6 months.

MBNA VISA

MBNA Platinum Credit Card Visa

  • 27 months 0% on balance transfers (2.39% fee)
  • 0% on money transfers
  • 3 months 0% on purchases
  • Check your eligibility before applying

yellow

Barclaycard Freedom Rewards

  • 0% interest on balance transfers for nine months from account opening (2.9% fee applies)
  • 0% interest on purchases for six months from account opening
  • Contactless payments so you can use your card to make quick and easy payments of £20 and under

nationwide

virgin

Virgin Money Credit Card MasterCard

  • Choose the colour of your credit card from red, silver, purple or black
  • Exclusive discounts across the Virgin group (Virgin Holidays, Virgin Wines,Virgin Active, Virgin Experiences and Virgin Balloon Flights)

Lloyds

Lloyds Bank Credit Cards

 

Money Thats What I Want Barret StrongFree Money Patti Smithphone buttons3

About 0% Balance Transfer cards

A credit card balance transfer simply means moving your credit card debt from one card to another.

It’s often a good way to save money, as many credit card providers offer new customers an interest-free period on the amount being transferred.

Cards are displayed by the duration of the 0% balance transfer offers.

Five top tips for credit card balance transfer offers

Playing the balance transfer game could save you a fortune in credit card interest rate payments, provided you stick to a few basic rules. Read on for our top five credit card balance transfer offers tips to help you compare and find the best balance transfer credit cards on the market.

1. Know how long the 0% balance transfer offer lasts

Credit card balance transfer offers don’t last forever so when you transfer your credit card balance to a new card, always make a note of when the introductory 0% interest rate ends. When the period is up, credit cards with 0% interest will revert to a more expensive standard rate.

If you haven’t paid off your balance by the time the 0% period is up, it might be a good idea to switch to another 0% balance transfer deal.

Start looking for your new card about six weeks before your deal is due to end to allow plenty of time to arrange your next transfer.

2. Double check the rate

The rate you see advertised isn’t necessarily the rate you will get. Credit card providers only have to give the typical APR they advertise to around 50% of successful applicants – this means that if you’ve had credit problems in the past, you may be given a higher APR.

Check that the rate you see advertised is the rate you will actually get to avoid a shock when your first statement arrives.

3. See what the 0% rate covers

Credit cards with long 0% rates on balance transfers often have much shorter 0% deals on purchases – for example, a card with 0% on transfers for over 20 months may only give 0% on spending for three or six months.

Make sure you know what rates you’ll be paying on other credit card use, not just transfers.

4. Don’t spend on your 0% balance transfer card

Balance transfer credit cards are always best for easing the pain of existing debt – start spending on the card and you risk ending up in deeper trouble.

The best advice would be not to spend on a card after transferring a balance to it. Instead, take out a separate card with a long 0% on purchases deal, or look for a card offering a good 0% deal on both purchases and transfers.

5. Check the balance transfer fee

Most credit card providers charge a balance transfer fee of around 3% when you shift your debt from one card to another, though this varies between cards and providers.

Consider whether paying a fee might outweigh the benefits of a 0% deal – balance transfers on credit cards with a low APR could be cheaper in the long run than doing so on 0% apr credit cards deals. It all comes down to individual circumstances and preferences, so check you have the facts before looking for the best credit cards for balance transfers.

Disclaimer  The website known as www.pressforcash.com is an advertisement for the pressforcash suite of domains. The website known as www.pressforcash.com and all versions of it, links to it, links from it, pages and posts associated with the site are purely for information and education purposes only. Any decisions made on the basis of information gathered here at the site known as www.pressforcash.com are the sole responsibility of visitors and users.  www.pressforcash.com does not verify any data and disclaims any obligation to do so.

www.pressforcash.com  , its data or content providers, all financial exchanges and each of their affiliates (A) expressly disclaim the accuracy, adequacy or completeness of any data and (B) shall not be liable for any errors, omissions or other defects in, delays or interruptions in such data, or for any actions taken in reliance thereon. Neither www.pressforcash.com nor any of our information providers will be liable for any damages relating to your use of the information provided herein.

At www.pressforcash.com all data and information is provided “as is” for personal informational purposes only and is not intended for trading purposes or advice. Please consult your broker or financial representative to verify pricing before executing any transaction.

Advertisements presented on www.pressforcash.com and all it’s versions, are solely the responsibility of the party from whom the ad originates. Neither www.pressforcash.com or any of its data licensers endorses or is responsible for the content of any advertisement or any goods or services offered therein.

www.pressforcash.com , and all of its’ versions, cannot guarantee the accuracy of any information, terms, or interest rates displayed. You should confirm current rates, terms and figures before making any transactions that could be affected by changes in the exchange rates. Rates are for information purposes only and are subject to change without notice. Rates for actual transactions may vary and www.pressforcash.com is not offering to enter into any transaction at any rate displayed.

All information is intended to provide you with a reference point only, rather than as a basis for making trading decisions. www.pressforcash.com , all of its’ versions, and amaindomains do not guarantee data and shall not be liable for any loss.

%d bloggers like this: